TOP 10
Top 10 best motorcycle insurance in Spain
Ranking 2026
The ranking
Mapfre Moto
10/10
Motorcycle insurance with third-party, theft and roadside assistance.
✓ Pros- Strong motorcycle experience
- 24h assistance
- Repair network
✗ Cons- Higher price on powerful bikes
- Auto-renewal
Mutua Moto
9/10
Motorcycle cover from Spain's leading motor mutual.
✓ Pros- Premium refund when claim-free
- High satisfaction
✗ Cons- Membership requirements
- Motor vehicles only
Linea Directa Moto
8/10
Direct motorcycle insurance with competitive online rates.
✓ Pros- Low online prices
- No brokers
- Fast signup
✗ Cons- Basic cover on minimum tariff
- Remote sales only
Zurich Moto
7/10
Motorcycle policy with digital management and extended cover options.
✓ Pros- Online management
- Modular cover
✗ Cons- Limited repair network
- Less motorcycle focus
Verti Moto
6/10
Direct insurer with competitively priced motorcycle policies.
✓ Pros- Aggressive online rates
- Usually no lock-in
✗ Cons- Limited phone support
- Excess on comprehensive
Pelayo Moto
5/10
Andalusian mutual motorcycle insurance with personal service.
✓ Pros- Personalised service
- Good prices in south
✗ Cons- Limited national presence
- Limited digitalisation
Rastreator Moto
4/10
Comparator to quote motorcycle insurance from several insurers.
✓ Pros- Compares multiple insurers
- Free
- Fast results
✗ Cons- Not an insurer
- Indicative offers
Acierto Moto
3/10
Free motorcycle insurance simulator in Spain.
✓ Pros- Simple interface
- Several companies
- Free
✗ Cons- Driver data heavily affects quote
- Does not handle claims
External third-party links. Compara10 may use UTM tracking; always verify terms on the destination site.
How we compare insurance
We analyse main coverages, common exclusions, indicative pricing, claims process, assistance and customisation based on public information.
What we do not do
We do not quote on your behalf or guarantee premiums. Final terms depend on your profile.
Updates
We review when Spanish market conditions or listed sites change materially.
Other rankings
FAQ
How do we pick sites for the ranking?
We assess usability, free or fair pricing, report or service quality and recent user feedback. Order reflects general usefulness, not paid placement.
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Some links include UTM parameters to measure traffic. Compara10 does not charge users; always verify terms on the destination site.
How often is this updated?
We review rankings at least once a year or when market conditions change materially.