TOP 10

Top 10 best travel insurance

TOP 10 · 2026

The ranking

1. 1

   IATI Seguros

   Specialist in travel and climbing insurance.

   ✓ Pros

   • Popular with backpackers
   • Optional adventure sports

   ✗ Cons

   • Check destination exclusions
   • Upgrade for expensive luggage
   Visit →
2. 2

   Intermundial

   Intermundial travel insurance with 24h assistance.

   ✓ Pros

   • Long Spain track record
   • Annual and single-trip plans

   ✗ Cons

   • Price by age and destination
   • Deductibles on some products
   Visit →
3. 3

   AXA Viajes

   AXA travel insurance with international medical cover.

   ✓ Pros

   • Global brand
   • Solid medical assistance

   ✗ Cons

   • COVID cover per current policy
   • Limits per product
   Visit →
4. 4

   Allianz Viaje

   Allianz travel insurance for individuals and families.

   ✓ Pros

   • Leading insurer group
   • Optional cancellation and baggage

   ✗ Cons

   • Premium vs pure online
   • Claims documentation
   Visit →
5. 5

   ERGO Viaje

   ERGO travel insurance with European assistance.

   ✓ Pros

   • Strong in Europe
   • Family plans

   ✗ Cons

   • Less known than IATI online
   • Customize coverages
   Visit →
6. 6

   Mapfre Viaje

   Mapfre travel insurance with global assistance network.

   ✓ Pros

   • Very known in Spain
   • Several coverage levels

   ✗ Cons

   • Not always cheapest
   • Risk sport exclusions
   Visit →
7. 7

   Chapka Insurance

   Online travel insurance with international focus.

   ✓ Pros

   • Fast online purchase
   • Long-stay options

   ✗ Cons

   • Support mainly FR/EN
   • Compare with IATI
   Visit →
8. 8

   Assist Card

   Travel assistance and international medical insurance.

   ✓ Pros

   • Global assistance network
   • Assistance cards

   ✗ Cons

   • Assistance focus over cancellation
   • Price by days
   Visit →

External third-party links. Compara10 may use UTM tracking; always verify terms on the destination site.

Ranking methodology

Order reflects general usefulness for users in Spain: site clarity, perceived service or product quality, availability and price transparency where relevant. We do not sell placement; we review the list at least once a year or when the market shifts.

Editorial pros and cons

Each entry summarises strengths and limitations in plain language. Pros highlight verifiable advantages; cons flag common friction from users or navigation tests. Always confirm on the official site before deciding.

Links and UTM

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Limitations

Compara10 does not replace professional advice: veterinary, legal, financial or clinical as appropriate. Rankings are informational guides; commercial terms may change on the destination site without notice.

Compara10 transparency

We publish editorial criteria without paid placement. Listed brands do not sponsor this ranking. Report outdated information for the next monthly review.

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