Compare motorcycle insurance in Spain

Ranking 2026

Updated: 2026-08-15 · Insurance comparisons

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1. 

   Mapfre Moto

   Motorcycle insurance with third-party, theft and roadside assistance.

   ✓ Pros

   • Strong motorcycle experience
   • 24h assistance
   • Repair network

   ✗ Cons

   • Higher price on powerful bikes
   • Auto-renewal
   Visit →
2. 

   Mutua Moto

   Motorcycle cover from Spain's leading motor mutual.

   ✓ Pros

   • Premium refund when claim-free
   • High satisfaction

   ✗ Cons

   • Membership requirements
   • Motor vehicles only
   Visit →
3. 

   Linea Directa Moto

   Direct motorcycle insurance with competitive online rates.

   ✓ Pros

   • Low online prices
   • No brokers
   • Fast signup

   ✗ Cons

   • Basic cover on minimum tariff
   • Remote sales only
   Visit →
4. 

   Zurich Moto

   Motorcycle policy with digital management and extended cover options.

   ✓ Pros

   • Online management
   • Modular cover

   ✗ Cons

   • Limited repair network
   • Less motorcycle focus
   Visit →
5. 

   Verti Moto

   Direct insurer with competitively priced motorcycle policies.

   ✓ Pros

   • Aggressive online rates
   • Usually no lock-in

   ✗ Cons

   • Limited phone support
   • Excess on comprehensive
   Visit →
6. 

   Pelayo Moto

   Andalusian mutual motorcycle insurance with personal service.

   ✓ Pros

   • Personalised service
   • Good prices in south

   ✗ Cons

   • Limited national presence
   • Limited digitalisation
   Visit →
7. 

   Rastreator Moto

   Comparator to quote motorcycle insurance from several insurers.

   ✓ Pros

   • Compares multiple insurers
   • Free
   • Fast results

   ✗ Cons

   • Not an insurer
   • Indicative offers
   Visit →
8. 

   Acierto Moto

   Free motorcycle insurance simulator in Spain.

   ✓ Pros

   • Simple interface
   • Several companies
   • Free

   ✗ Cons

   • Driver data heavily affects quote
   • Does not handle claims
   Visit →

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Ranking methodology

Order reflects general usefulness for users in Spain: site clarity, perceived service or product quality, availability and price transparency where relevant. We do not sell placement; we review the list at least once a year or when the market shifts.

Editorial pros and cons

Each entry summarises strengths and limitations in plain language. Pros highlight verifiable advantages; cons flag common friction from users or navigation tests. Always confirm on the official site before deciding.

Links and UTM

View buttons open the listed site with utm_source=compara10, utm_medium=ranking and utm_campaign matching the ranking slug. They measure referred traffic; there is no cost or commission for visitors.

Limitations

Compara10 does not replace professional advice: veterinary, legal, financial or clinical as appropriate. Rankings are informational guides; commercial terms may change on the destination site without notice.

Compara10 transparency

We publish editorial criteria without paid placement. Listed brands do not sponsor this ranking. Report outdated information for the next monthly review.

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