Compare health insurance in Spain
Ranking 2026
Updated: 2026-08-15 · Insurance comparisons
Sanitas
Leading health insurer with wide medical network, own hospitals and telemedicine app.
✓ Pros- Very wide network
- Own hospitals
- Blua telemedicine app
✗ Cons- Higher premiums
- Copays on some policies
Adeslas
Medical insurance with strong hospital presence and family and corporate plans.
✓ Pros- Strong hospital network
- Family plans
- Optional dental
✗ Cons- Waiting periods on new policies
- Renewal hikes
DKV
German insurer specialising in health, dental and self-employed cover.
✓ Pros- Strong self-employed options
- Integrated dental line
- Preventive care
✗ Cons- Smaller rural network
- Less intuitive website
Asisa
Health company with competitive rates and national coverage.
✓ Pros- Competitive pricing
- No copay on many policies
- National coverage
✗ Cons- Less prestige than Sanitas
- Variable appointment times
Mapfre Salud
Mapfre's health arm with medical insurance and reimbursement options.
✓ Pros- Bundles with other Mapfre policies
- Reimbursement available
✗ Cons- Smaller network
- Authorisation process
Caser Salud
Caser group medical insurance focused on families and seniors.
✓ Pros- Senior-focused plans
- Optional travel assistance
✗ Cons- Less known than top 3
- App could improve
Aegon
Insurer offering health policies and linked savings products.
✓ Pros- Integrated savings products
- Customisable cover
✗ Cons- Smaller medical network
- Less presence in Spain
FIATC
Health insurance mutual with competitive rates and medical network across Spain.
✓ Pros- Competitive pricing
- Family plans
- Expanding network
✗ Cons- Less brand recognition
- App could improve
Rastreator Salud
Comparator to quote health insurance from several insurers.
✓ Pros- Compares multiple insurers
- Free
- Fast results
✗ Cons- Not an insurer
- Indicative offers
External third-party links. Compara10 may use UTM tracking; always verify terms on the destination site.
Ranking methodology
Order reflects general usefulness for users in Spain: site clarity, perceived service or product quality, availability and price transparency where relevant. We do not sell placement; we review the list at least once a year or when the market shifts.
Editorial pros and cons
Each entry summarises strengths and limitations in plain language. Pros highlight verifiable advantages; cons flag common friction from users or navigation tests. Always confirm on the official site before deciding.
Links and UTM
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Limitations
Compara10 does not replace professional advice: veterinary, legal, financial or clinical as appropriate. Rankings are informational guides; commercial terms may change on the destination site without notice.
Compara10 transparency
We publish editorial criteria without paid placement. Listed brands do not sponsor this ranking. Report outdated information for the next monthly review.
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FAQ
How do we pick sites for the ranking?
We assess usability, free or fair pricing, report or service quality and recent user feedback. Order reflects general usefulness, not paid placement.
Are these affiliate links?
Some links include UTM parameters to measure traffic. Compara10 does not charge users; always verify terms on the destination site.
How often is this updated?
We review rankings at least once a year or when market conditions change materially.