TOP 10
Top 10 best interest-bearing accounts
TOP 10 · 2026
The ranking
ING Cuenta Nómina / Ahorro
10/10
ING accounts with interest per current campaigns.
✓ Pros- Usually no fees
- Solid app
✗ Cons- Terms change
- No branches
Openbank Cuenta
9/10
Openbank digital account with promotional interest.
✓ Pros- Fully online
- Related deposits
✗ Cons- Interest has conditions
- Digital support
Renault Bank
8/10
Online bank known for deposits and interest accounts.
✓ Pros- Historically competitive deposits
- No account fees
✗ Cons- Less known brand
- Limited products
EVObanco Cuenta
7/10
Digital interest account with published conditions.
✓ Pros- Clear web terms
- Branchless
✗ Cons- Variable conditions
- No branch services
MyInvestor Cuenta
6/10
Interest account tied to broker and funds.
✓ Pros- Investing integration
- Low fees
✗ Cons- Interest per campaign
- Younger bank
BBVA Cuenta Online
5/10
BBVA accounts with occasional interest promos.
✓ Pros- Leading app
- Frequent promos
✗ Cons- Read fine print
- Fees if requirements missed
N26 Instant Savings
4/10
Instant savings in N26 app where available.
✓ Pros- In-app integrated
- Easy transfers
✗ Cons- Modest interest
- Not full traditional bank
Trade Republic Cuenta
3/10
Interest account tied to European broker.
✓ Pros- Interest on balance
- Investing same app
✗ Cons- Not classic Spanish bank
- Limited products
External third-party links. Compara10 may use UTM tracking; always verify terms on the destination site.
Finance criteria
Published fees, Spain-available products, online banking UX, support and transparency.
Other rankings
FAQ
How do we pick sites for the ranking?
We assess usability, free or fair pricing, report or service quality and recent user feedback. Order reflects general usefulness, not paid placement.
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Some links include UTM parameters to measure traffic. Compara10 does not charge users; always verify terms on the destination site.
How often is this updated?
We review rankings at least once a year or when market conditions change materially.