TOP 10
Top 10 best cashback cards
TOP 10 · 2026
The ranking
Bankinter Tarjeta Débito
10/10
Debit card with purchase rebates per campaign.
✓ Pros- Purchase rebates
- Usually no issuance fee
✗ Cons- Conditions and caps
- Campaigns vary
WiZink Plus / Click
9/10
WiZink cards with cashback at partner merchants.
✓ Pros- Partner cashback
- Online signup
✗ Cons- Interest if you finance
- Cashback tied to network
Revolut Cashback
8/10
Cashback and rewards per Revolut plan.
✓ Pros- Rotating in-app offers
- Cashback on higher plans
✗ Cons- Paid plan for much cashback
- Offers change
BBVA Cashback
7/10
Points and rebate programs on BBVA cards.
✓ Pros- BBVA app integrated
- Merchant promos
✗ Cons- Annual fee on some
- Points may expire
Santander 1|2|3
6/10
Card with tiered purchase rebates.
✓ Pros- Rebates on fuel, groceries, leisure
- Well known in Spain
✗ Cons- Payroll/direct debit requirements
- Monthly rebate cap
Openbank Tarjeta
5/10
Openbank debit/credit with promotions.
✓ Pros- Usually no issuance fee
- Occasional promos
✗ Cons- No permanent cashback
- Digital only
ING Tarjeta
4/10
ING card with temporary rebate promotions.
✓ Pros- Usually no maintenance fee
- Broad ATM withdrawals
✗ Cons- Cashback only in campaigns
- No branches
N26 Metal Cashback
3/10
Cashback on Metal plan and merchant offers.
✓ Pros- Metal subscription cashback
- In-app offers
✗ Cons- Requires paid plan
- Cashback caps
External third-party links. Compara10 may use UTM tracking; always verify terms on the destination site.
Finance criteria
Published fees, Spain-available products, online banking UX, support and transparency.
Other rankings
FAQ
How do we pick sites for the ranking?
We assess usability, free or fair pricing, report or service quality and recent user feedback. Order reflects general usefulness, not paid placement.
Are these affiliate links?
Some links include UTM parameters to measure traffic. Compara10 does not charge users; always verify terms on the destination site.
How often is this updated?
We review rankings at least once a year or when market conditions change materially.