TOP 10

Top 10 best cashback cards

TOP 10 · 2026

The ranking

1. 1

   Bankinter Tarjeta Débito

   Debit card with purchase rebates per campaign.

   ✓ Pros

   • Purchase rebates
   • Usually no issuance fee

   ✗ Cons

   • Conditions and caps
   • Campaigns vary
   Visit →
2. 2

   WiZink Plus / Click

   WiZink cards with cashback at partner merchants.

   ✓ Pros

   • Partner cashback
   • Online signup

   ✗ Cons

   • Interest if you finance
   • Cashback tied to network
   Visit →
3. 3

   Revolut Cashback

   Cashback and rewards per Revolut plan.

   ✓ Pros

   • Rotating in-app offers
   • Cashback on higher plans

   ✗ Cons

   • Paid plan for much cashback
   • Offers change
   Visit →
4. 4

   BBVA Cashback

   Points and rebate programs on BBVA cards.

   ✓ Pros

   • BBVA app integrated
   • Merchant promos

   ✗ Cons

   • Annual fee on some
   • Points may expire
   Visit →
5. 5

   Santander 1|2|3

   Card with tiered purchase rebates.

   ✓ Pros

   • Rebates on fuel, groceries, leisure
   • Well known in Spain

   ✗ Cons

   • Payroll/direct debit requirements
   • Monthly rebate cap
   Visit →
6. 6

   Openbank Tarjeta

   Openbank debit/credit with promotions.

   ✓ Pros

   • Usually no issuance fee
   • Occasional promos

   ✗ Cons

   • No permanent cashback
   • Digital only
   Visit →
7. 7

   ING Tarjeta

   ING card with temporary rebate promotions.

   ✓ Pros

   • Usually no maintenance fee
   • Broad ATM withdrawals

   ✗ Cons

   • Cashback only in campaigns
   • No branches
   Visit →
8. 8

   N26 Metal Cashback

   Cashback on Metal plan and merchant offers.

   ✓ Pros

   • Metal subscription cashback
   • In-app offers

   ✗ Cons

   • Requires paid plan
   • Cashback caps
   Visit →

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Ranking methodology

Order reflects general usefulness for users in Spain: site clarity, perceived service or product quality, availability and price transparency where relevant. We do not sell placement; we review the list at least once a year or when the market shifts.

Editorial pros and cons

Each entry summarises strengths and limitations in plain language. Pros highlight verifiable advantages; cons flag common friction from users or navigation tests. Always confirm on the official site before deciding.

Links and UTM

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Limitations

Compara10 does not replace professional advice: veterinary, legal, financial or clinical as appropriate. Rankings are informational guides; commercial terms may change on the destination site without notice.

Compara10 transparency

We publish editorial criteria without paid placement. Listed brands do not sponsor this ranking. Report outdated information for the next monthly review.

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